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All States
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Avon

Choose from 3 kits, starting at just $25, which give you all the essentials you need to get you up and running. Hand out Avon brochures to family and friends and put your free Avon Online Store to work so your customers can shop with you 24/7. Work where you want, when you want and you can earn up to 40% on all sales and more than $1,000 in 90 days with our new KickStart program.
Criminal History
Denny's

No background check! Denny's is an American diner chain that is known for being open 24 hours a day, serving breakfast, lunch and dinner. Known in some locations as "Denny's Diner", Denny's operates more than 1600 locations throughout the US, Canada, Mexico, New Zealand and a number of other countries. Most often located just adjacent to highways or on main thoroughfares, Denny's attracts customers young and old. First opened as Danny_s Donuts in 1954 in Lakewood, California, the name was changed to Denny's in 1959. Its popular 'Grand Slam' breakfast was introduced in 1977 and remains a popular menu item today.
Criminal History
A T & T

1. Work history is 5 years, they will only verify that you worked there during the time you say. If they are unable to verify with the company you must provide proof. You can get W-2s easily from taxdocuments.com (there is a charge) 2. Criminal History is 7 years and this is done off of a SSN Trace. Hireright will not report anything past 7 years. 3. DWI/DUI will not affect you if it is not a driving job.
Criminal History
Amazon

Amazon will allow you to work with them if you have no felonies within 7 years or one felony between 7 and 10 years old. More than one felony between 7 and 10 years is a deal breaker. A maximum of three misdemeanors within 10 years is allowed, any more than 3 misdemeanors within 10 years is a deal breaker.
Criminal History
USA Jobs

Yes, you can work for the government if you are an ex-offender. Being an ex-offender does not prevent you from obtaining Federal Employment. OPM or the hiring agency considers your criminal conduct in determining your suitability but there are no general prohibitions against hiring you. We consider a number of relevant factors such as the duties of the positions you have applied for, the nature and recency of the misconduct, and any evidence of rehabilitation. Although there are no general prohibitions against employing you in the Federal Government, there are some regulations which will prohibit you from working in certain positions if you have a specific conviction.
Criminal History
The National HIRE Network is one of the premier outfits helping ex-offenders find gainful employment on the outs.

This section includes state-specific governmental agencies and community-based organizations to assist people with criminal records, practitioners, researchers, and policy makers. They may be of assistance in providing job-related and legal services, answering questions arising from having a criminal record, or offering referrals to other useful organizations.
Criminal History


Colorado
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Food Production/Sanitation ALL SHIFTS

Connections Training and Staffing, Inc. has several Food Production and Sanitation positions currently available. AM/PM and Overnight Shifts are currently available. Must be able to complete assigned shifts. Must be able to stand, stoop, bend and be able to physically complete tasks as assigned. Work with minimal instruction. Be able to follow General Manufacturing Practices.
Criminal History


Texas
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Factory Worker - Xpert Staffing & Recruiting

DALLAS TX - $12 - $13 an hour Role: The Warehouse Clerk main responsibility will consist of loading and unloading freight, and completing tasks in relation to inbound, product handling and storage, and outbound distribution. Data entry, inventory control, reporting skills, material handling equipment operation, No experience needed, felony OK, What we offer: Pay $12-$13 Health / Eye / Dental Insurance Monthly Bonus (Top 3 Employees) And much more What we're looking for: Hardworking Energetic Great teamwork skills Dependable Reliable transportation Reading & Spelling Skills Job Type: Full-time
Criminal History
Landmark Industries - TimeWise Convenience Stores

Store Associate (cashier) starts at 9$ an hour. They will hire convicted felons if the felony is not related to theft.
Criminal History


All States
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

In The Rooms - Live Online Meetings (AA)

You will have unlimited access to over 117 live online Recovery meetings weekly.
Addiction Recovery
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Avon

Choose from 3 kits, starting at just $25, which give you all the essentials you need to get you up and running. Hand out Avon brochures to family and friends and put your free Avon Online Store to work so your customers can shop with you 24/7. Work where you want, when you want and you can earn up to 40% on all sales and more than $1,000 in 90 days with our new KickStart program.
Employment/Job
Denny's

No background check! Denny's is an American diner chain that is known for being open 24 hours a day, serving breakfast, lunch and dinner. Known in some locations as "Denny's Diner", Denny's operates more than 1600 locations throughout the US, Canada, Mexico, New Zealand and a number of other countries. Most often located just adjacent to highways or on main thoroughfares, Denny's attracts customers young and old. First opened as Danny_s Donuts in 1954 in Lakewood, California, the name was changed to Denny's in 1959. Its popular 'Grand Slam' breakfast was introduced in 1977 and remains a popular menu item today.
Employment/Job
A T & T

1. Work history is 5 years, they will only verify that you worked there during the time you say. If they are unable to verify with the company you must provide proof. You can get W-2s easily from taxdocuments.com (there is a charge) 2. Criminal History is 7 years and this is done off of a SSN Trace. Hireright will not report anything past 7 years. 3. DWI/DUI will not affect you if it is not a driving job.
Employment/Job
Amazon

Amazon will allow you to work with them if you have no felonies within 7 years or one felony between 7 and 10 years old. More than one felony between 7 and 10 years is a deal breaker. A maximum of three misdemeanors within 10 years is allowed, any more than 3 misdemeanors within 10 years is a deal breaker.
Employment/Job
USA Jobs

Yes, you can work for the government if you are an ex-offender. Being an ex-offender does not prevent you from obtaining Federal Employment. OPM or the hiring agency considers your criminal conduct in determining your suitability but there are no general prohibitions against hiring you. We consider a number of relevant factors such as the duties of the positions you have applied for, the nature and recency of the misconduct, and any evidence of rehabilitation. Although there are no general prohibitions against employing you in the Federal Government, there are some regulations which will prohibit you from working in certain positions if you have a specific conviction.
Employment/Job
The National HIRE Network is one of the premier outfits helping ex-offenders find gainful employment on the outs.

This section includes state-specific governmental agencies and community-based organizations to assist people with criminal records, practitioners, researchers, and policy makers. They may be of assistance in providing job-related and legal services, answering questions arising from having a criminal record, or offering referrals to other useful organizations.
Employment/Job


Colorado
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Food Production/Sanitation ALL SHIFTS

Connections Training and Staffing, Inc. has several Food Production and Sanitation positions currently available. AM/PM and Overnight Shifts are currently available. Must be able to complete assigned shifts. Must be able to stand, stoop, bend and be able to physically complete tasks as assigned. Work with minimal instruction. Be able to follow General Manufacturing Practices.
Employment/Job


Texas
Jobs & Careers

Job postings, plus insight and analysis from career and business leaders.

Factory Worker - Xpert Staffing & Recruiting

DALLAS TX - $12 - $13 an hour Role: The Warehouse Clerk main responsibility will consist of loading and unloading freight, and completing tasks in relation to inbound, product handling and storage, and outbound distribution. Data entry, inventory control, reporting skills, material handling equipment operation, No experience needed, felony OK, What we offer: Pay $12-$13 Health / Eye / Dental Insurance Monthly Bonus (Top 3 Employees) And much more What we're looking for: Hardworking Energetic Great teamwork skills Dependable Reliable transportation Reading & Spelling Skills Job Type: Full-time
Employment/Job
Landmark Industries - TimeWise Convenience Stores

Store Associate (cashier) starts at 9$ an hour. They will hire convicted felons if the felony is not related to theft.
Employment/Job


Alabama
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Opelika Home Ownership Program

FHA - 50% of the 3.5% MRI and the rest applied to closing costs up to a total of $6,000 (Local GOV Program) - Lisa Harrelson
Home Loan


Arizona
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Tuscon Family Housing Resources DPA Anywhere in Pima Couny and the City of Tuscon

FHA - Available assistance up to 3.5% of the purchase price not to exceed $3,700. Forgivable in 5yrs in the home remains occupied by the owner. (Local GOV Program) - Cris or Joleen
Home Loan


California
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

NPHS Community Housing Trust, CA - Down Payment Assistance Program Riverside and San Bernardino County

FHA, VA - Up to $18,000 in assistance. Borrower must attend homebuyer education course. DTI requirement of 38/45 and minimum FICO requirement of 620. Loan officer and/or Broker must attend sales training prior to offering program. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit ) Curtis Miller
Home Loan
City of Victorville, CA - Down Payment Assistance Program City of Victorville

FHA, VA - Up to $40,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
City of Rialto, CA - Down Payment Assistance Program City of Rialto

FHA, VA - Up to $27,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Fresno County, CA - Homebuyer Assistance Program (HAP) CA - Unincorporated areas of select cities in Fresno County

FHA, VA - First Time Homebuyer program. Up to 20% of the purchase price. Must meet income requirements and attend home-buyer education course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
Fresno County, CA - Neighborhood Stabilization Program (NSP) CA - Select cities in Fresno County

FHA, VA - First Time Homebuyer program. Up to 30% of the purchase price. Additional assistance amounts may apply based on income. Must meet income requirements and attend home-buyer education course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
City of Fresno, CA - CalHome Assistance Program City of Fresno, CA (must be on qualified census tract)

FHA, VA - First Time Homebuyer Program. Up to $50,000 in assistance. Must meet Income requirements and attend home-buyer education course. Must have lived or worked in the County of Fresno for the past 6 months. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
Community Housing Works CA - City of Chula Vista

FHA, VA, CONV - First Time Homebuyer program. Up to $70,000 in assistance. Must meet income requirements. Loan Officer must complete program training before offering. (Non-Profit )
Home Loan
Community Housing Works CA - City of Santee

FHA, VA, CONV - First Time Homebuyer program. Up to $40,000 in assistance. Must meet income requirements. Loan Officer must complete program training before offering. (Non-Profit )
Home Loan
Community Housing Works CA - City of National City

FHA, VA, CONV - First Time Homebuyer program. Up to $40,000 in assistance. Must meet income requirements. Loan Officer must complete program training before offering. (Non-Profit )
Home Loan
Community Housing Works - CalHome San Diego County

FHA, VA, CONV - First Time Homebuyer program. Up to $38,000 in assistance. Must meet income requirements. Loan Officer must complete program training before offering. Funds are not available. (Non-Profit )
Home Loan
Community Housing Works CA - City of Carlsbad

FHA, VA, CONV - First Time Homebuyer program. Up to $20,000 in assistance. Must meet income requirements. Loan Officer must complete program training before offering. Funds are not available. (Non-Profit )
Home Loan
NHSIE / CityLift CA (cities of Fontana, San Bernardino, Riverside, Moreno Valley, Corona)

FHA, VA - Primary Residence only. $15,000 Down Payment only. Must take 8 Hour counseling course. Please refer to webpage for additional requirements. AVAILABLE FOR RETAIL ONLY (Non-Profit )
Home Loan
NHSIE / CalHome CA (Riverside and San Bernardino County)

FHA , VA - First Time Homebuyer program. Up to $18,000. Borrower must take counseling course. Please refer to webpage for additional requirements. AVAILABLE FOR RETAIL ONLY (Non-Profit )
Home Loan
City of Chino/Cal-HOME City of Chino

FHA - DPA up to $60,000 not to exceed 20% of purchase price. Deferred loan for 30yrs. 3% interest accrues from year 11-30. Loan is not forgivable and requires repayment when property is sold or ceases to be owner occupied. (Local GOV Program)
Home Loan
NPHS - Neighborhood Partnership Housing Svcs Riverside, San Bernardino and Los Angeles Counties

FHA - Full approval for secondary financing (Non-Profit )
Home Loan
Town of Paradise Must be located in the Town of Paradise

FHA - Up to $40,000 for a 30yr deferred loan. Entire amount is due when the home is no longer occupied by the owner. 3% simple interest accrues for 10years, after 10 years, interest stops accruing. Borrower required to invest 2% of the sales price. (Local GOV Program)
Home Loan
Western Regional Home Buyer Assistance Program Delta-Montrose within Region 10

FHA - FTHB in Region 10. DPA will cover up to 1/2 one half of the borrowers MRI and the balance to closing costs and pre-paids not to exceed 8.5% of the purchase price not to exceed $12,000 Purchase Price is limited to 95% CLTV to 105% (Local GOV Program)
Home Loan


Colorado
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Aurora-HOAP City of Aurora-Arapahoe County

FHA - Up to 3.5% downpayment and up to $10,000 in closing costs (Local GOV Program)
Home Loan
Pueblo, CO - Home Down Payment Assistance Program City of Pueblo and Pueblo County

FHA and VA - Up to $5,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. LO must attend program training before offering. (Local GOV Program)
Home Loan
CO. Housing Assistance Corporation CHAC CO

FHA - First Time Homebuyer program. $5,000 Down payment only. Borrower must attend First Time Homebuyer class. Please check CHAC website to for current program offerings and income requirements. (Non-Profit )
Home Loan


Delaware
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

New Castle County DPS New Castle County-Outside the City of Wilmington

FHA - Re-Approval of loan previously approved 9/3/15 Deferred loan up to $5K Borrower to contribute $500. DTI max 50% no exceptions. Max CLTV 105% (Local GOV Program)
Home Loan


Florida
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Osceola County Down Payment Assistance With the County of Osceola - Homes with the City of Kissimmee are not eligible

FHA - Up to 10% of the sales price based on income levels (Local GOV Program)
Home Loan
Palm Beach County, FL - SHIP Program City of West Palm Beach

FHA, VA and Conventional - Up to $60,000 in assistance. First Time Homebuyer (Local GOV Program)
Home Loan
Santa Rosa County, FL - Homebuyer Assistance Program (HOME) Santa Rosa County

FHA, VA, and USDA - LO or Broker must attend program training prior to offering this program. Up to $10,000 in assistance. Maximum DTI is 35%/41%. Borrower does not have to be a first time homebuyer. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Village of Wellington, FL - NSP Program Village of Wellington

FHA - Up to 30% in assistance, based on the lessor of: Appraisal value, or NSP funds to improve property. Purchase price shall not exceed $280,000. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
City of North Lauderdale, FL - Purchase Assistance Program City of North Lauderdale

FHA and VA - Up to $16,000 in assistance. Borrower must contribute 1% of the purchase price or $1,000 (whichever is greater). First time homebuyer requirement. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Miami-Dade, FL - MDEAT Homeownership Assistance Program (HAP) Miami-Dade County

FHA and VA - Up to $7,250 in assistance based on household income percentage. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. LO must attend program training before offering. (Local GOV Program)
Home Loan
Seminole County, FL - First Time Homebuyer Program Seminole County

FHA and VA - Up to $50,000 in assistance depending on income level. First time homebuyer requirement. LO/Broker must attend program training to offer. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Pompano Beach, FL - Neighborhood Stabilization Program (NSP) Specific properties in the Pompano Beach area

FHA and VA - Up to $55,000 in assistance. Must be primary residence. Borrower must attend homebuyer education course. Do not have to be a first time homebuyer, but must not currently own a home. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Pasco County, FL - Neighborhood Stabilization Program (NSP) Specific housing listed on Pasco County Housing list

FHA and VA - Up to 50% of the sales price. LO/Broker must attend program training prior to offering. No first time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Pasco County, FL - Homebuyer Assistance Program Within County and all 6 cities

FHA and VA - Up to $10,000 in assistance. LO/Broker must attend program training prior to offering. Maximum sales price is $240,000. The borrower must attend homebuyer education course. Do not have to be a first time homebuyer or a current Pasco County resident. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Tampa Bay, FL - Community Development Corporation Unincorporated areas in Pinellas County

FHA, VA - Assistance varies based geographic areas - refer to program guidelines or summary for specific information. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Tampa Bay, FL - Community Development Corporation City of Largo

FHA, VA - Assistance varies based geographic areas - refer to program guidelines or summary for specific information. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Tampa Bay, FL - Community Development Corporation City of Clearwater

FHA, VA - Assistance varies based geographic areas - refer to program guidelines or summary for specific information. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Pompano Beach, FL - First Time Homebuyer Program Pompano Beach

FHA and VA - Up to $40,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Borrower must contribute at least 3% towards a down payment and closing costs. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Orange County, FL - Down Payment Assistance Program (SHIP) Properties located in Orange County, outside the city of Orlando

FHA, VA - Up to $10,000 in assistance. First time homebuyer requirement. DTI requirement of 45% and minimum FICO of 620. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Orange County, FL - Neighborhood Stabilization Program (NSP) Select properties in Orange County, FL

FHA, VA - Up to $20,000 in assistance based on income and household size. No first time homebuyer requirement. Minimum FICO of 620. Maximum DTI of 45%. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Lee County, FL - Home Down Payment Assistance Program Lee County, FL

FHA, VA, USDA - Primary Residence only - Does not have to be first time homebuyer. Up to $7,500 in assistance. Sales must complete program training before offering. (Local GOV Program)
Home Loan
City of Pensacola/Escambia County, FL - SHIP Down Payment Program Escambia County

FHA, VA, USDA - First Time Homebuyer program. Principal residence only. Must meet income requirements and attend department approved homebuyer education course. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
Hernando County, FL - Down Payment Assistance Program (SHIP) Hernando County, FL

FHA, VA - First Time Homebuyer program. Principal residence only. Income requirements and borrower must attend an approved homebuyer class. Maximum DTI is 41. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
Hillsborough County, FL - First Time Homebuyer Program Hillsborough County unincorporated areas or the Cities of Plant City or Temple Terrance.

FHA, VA - First Time Homebuyer program. Must meet income requirements, attend homebuyer counseling course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
Volusia County, FL - Homebuyer Assistance Program (HAP) Volusia County, FL excluding Daytona Beach and Deltona

FHA, VA - First Time Homebuyer Program. Up to $35,000 in assistance. Must meet Income requirements and attend home-buyer education course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
Volusia County, FL - Neighborhood Stabilization Program (NSP) Volusia County, FL - NSP listed homes only

FHA, VA - First Time Homebuyer Program. Up to $40,000 in assistance. Must meet Income requirements and attend home-buyer education course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
City of Gainesville SHIP Program City of Gainesville -Alachua County

FHA - Up to $10,000 DPA for a 10yr, deferred, zero interest, zero payment, forgivable loan. Purchase price cannot exceed 90% of the average are purchase price. Borrower required contribution is 2% of the sales price. (Local GOV Program)
Home Loan
City of Tampa - Mortgage Assistance Program Within the City Limits of Tampa or Hillsborough County

FHA - Will pay up to $14,999 in total assistance. For down payment, the lesser of $10,000 or 20% or purchase price. Closing Costs lesser of $4,999 or 50% of closing costs. Min Fico 600 (Local GOV Program)
Home Loan
Deerfield Beach DPA Within the City of Deerfield

FHA - Assistance up to a Max of $50,000 for a zero percent, deferred, second loan that reverts to a grant if all program conditions are met. Program requires borrower contribution of 3% from own funds or FHA acceptable Gift. (Local GOV Program)
Home Loan
City of Lauderhill, FL SHIP Purchase Assistance Within the City of Lauderhill

FHA - Award levels are based on income. Income categories are very-low, low and moderate. Maximum award is $15,000 for moderate income, $20,000 for low and $25,000 for very low. Funds are awarded as a deferred subordinate loan secured by a second mortgage and Note. Fifty (50) percent of the award granted must be applied toward the down-payment. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Georgia
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Savannah, GA - Dream Maker 1 Program Savannah, GA

FHA and VA - Up to $15,000 in assistance. Must not currently own a property. Maximum DTI is 33%/45%. Must contribute $500.00. Refer to the Down Payment Assistance weblage for additional program information. (Local GOV Program)
Home Loan
Savannah, GA - Dream Maker 2 Program Savannah, GA

FHA and VA - Up to $15,000 in assistance. Must not currently own a property. Maximum DTI is 33%/45%. Must contribute $500.00. Refer to the Down Payment Assistance weblage for additional program information. (Local GOV Program)
Home Loan
Savannah, GA - Dream Maker 3 Program Savannah, GA

FHA and VA - Up to $60,000 in assistance. Must not currently own a property. Maximum DTI is 33%/45%. Must contribute $500.00. Refer to the Down Payment Assistance weblage for additional program information. (Local GOV Program)
Home Loan
Gwinnett County, GA - Down Payment Assistance Program Gwinnett County

FHA, VA - Up to $7,500 in assistance. First time homebuyer requirement. DTI requirement of 42% and FICO minimum of 640. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Henry County, GA Select properties in Henry County

FHA, VA - Up to $25,000 in assistance. No first time homebuyer requirement. Borrower must complete homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information (Local GOV Program)
Home Loan
Columbus, GA - Down Payment Assistance Partner Program City of Columbus, GA

FHA, VA - Up to $10,000 in assistance. No first time homebuyer requirement. Homebuyer must attend approved education course. Loan officer must attend training before offering. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Augusta, GA Housing & Community Development Department - AHCDD Augusta - Richmond County, GA

FHA, VA - First Time Homebuyer program. Up to $7,500 in assistance. Must meet income requirements and attend home-buyer education course. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan


Illinois
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

St. Clair County, IL - Homebuyer Assistance Program St. Clair County

FHA, VA - Up to $5,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
City of Alton, IL - Homeownership Program City of Alton

FHA, VA - Up to $5,000 in assistance. Borrower must attend a homebuyer education class. Minimum FICO requirement of 620. Maximum DTI of 35/41. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Village of Schaumburg DPA Corporate limits of the Village of Schaumburg

FHA - DPA up to 50% of the down payment and closing costs not to exceed $10K. 5yr, deferred, zero payment, zero interest,forgivable loan. Must have a property inspection and lead inspection if built prior to 1978. Borrower to provide a minimum of $1,000 (Local GOV Program)
Home Loan
Madison County Com Dev (MCCD) HOMEbuyer pgm Madison County

FHA - Five year forgiveable loan. Max loan amount is $5,000. Zero intererest rate and forgiven at a rate of 20% per year. Borrower contribution is $1,000 (Local GOV Program)
Home Loan


Kentucky
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Covington, KY - Homebuyer Assistance Program City of Covington

FHA, VA - Re-approved Deferred loan up to $5K. Cannot use with FHA 203K (Local GOV Program)
Home Loan


Maryland
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Baltimore, MD - Vacant to Value Booster Program Select properties in the City of Baltimore

FHA - Up to $10,000 in assistance. Borrower must contribute $1,000 to purchase. The borrower must attend city approved home buyer counseling class. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Baltimore Housing - Block Grant Program Baltimore City, MD

FHA, VA - First Time Homebuyer Program. $5,000 in assistance. Must meet income requirements and complete homebuyer education prior to property offer. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan
Pathway to Purchase First Time Homebuyers Assistance Prince George County, MD

FHA, VA or Conventional - First Time Homebuyer Program. Up to $10,000 in assistance. Must be CREDIT WORTHY and meet income requirements and complete 8 hour housing counseling education. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan


Maine
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Biddeford Housing Authority, ME - Direct Homebuyer Program City of Biddeford

FHA and VA - Up to $10,000 in assistance. Must contribute a minimum of 1% of the sales price or $1,500. Must be a first time homebuyer. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Michigan
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Detroit Land Bank Authority, MI - NSP Program Detroit Metro Area

FHA and VA - Up to $15,000 in assistance. Borrower must contribute 1% of the purchase price or $1,000 (whichever is less). Maximum DTI is 33%/42%. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Missouri
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

1st Home, MO - Down Payment Assistance Program St. Louis County, Florissant, Jefferson County, St. Charles City, O'Fallon, St. Charles County, Saratoga Development

FHA, VA - Up to $7,500 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. DTI maximum requirement is 36%/42% and borrower must contribute $1,000. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


North Carolina
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Greenville 10% Loan Assistance Program City limits of Greenville

FHA - Up to 10% of the sales price (Local GOV Program)
Home Loan
City of Gastonia, NC - Home Assistance Program Gaston and Cleveland County

FHA and USDA - Up to $5,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Elizabeth City, NC - Community Homebuyers Assistance Program Camden, Chowan, Currituck, Gates, Pasqoutank, or Perquimans Counties

FHA and VA - Up to $3,000 in assistance. First time homebuyer requirement. Applicant must contribute $750 in personal funds towards down payment. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


New Jersey
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

HOMEbuyers Purchase Program City of East Orange

FHA and VA - Assistance is leveled according to purchase price. $50K or lower = assistance up to $5K, Above $50K = up to $10K and $100K or above the level of assistance is up to $25K (Local GOV Program)
Home Loan
Mercer County, NJ - First Time Homebuyer Program Mercer County (Excludes the City of Trenton)

FHA - Up to 2% of purchase price towards down payment - Maximum of $7,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Burlington, NJ - First Time Homebuyer Program Burlington County

FHA - Up to $5,000 in down payment assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


New York
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Capital City Employer Incentive, NY - Down Payment Loan Assistance Albany, NY

FHA and VA - Up to $5,000 in assistance. Must be a full-time employee of the City of Albany. No first time homebuyer requirement. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Ohio
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Columbus, OH - American Dream Down Payment Initiative Columbus, OH

FHA - Up to $5,000 in assistance. First time homebuyer requirement. Must reside in Ohio for at least 6 months. The applicant must provide at least $500 from own funds. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Franklin County, OH - Homeport Down Payment Assistance Program Frank County - Outside the City of Columbus

FHA, VA - Up to $6,000 in assistance. First time homebuyer requirement. The borrower must attend housing counseling. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
City of Cincinnati, OH - American Dream Down Payment Initiative City of Cincinnati

FHA, VA - First Time Homebuyer. Up to $5,000 in assistance. The borrower must attend a homebuyer education class. Income and home price limits apply. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Oklahoma
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Oklahoma City, OK - Homebuyer Assistance Program - OKC DPA City of Oklahoma City

FHA, VA - First Time Homebuyer. Up to $14,999.99 in assistance. Income and DTI requirements. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Oklahoma City, OK - Homebuyer Assistance Program - OK/CN DPA Oklahoma and Canadian Counties

FHA, VA - Primary Residence only - Does not require first time homebuyer. Income and DTI requirements. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Pennsylvania
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Delaware County, PA - Individual Development Account Program (IDA) Montgomery, Delaware, Bucks, Chester, and Philadelphia Counties

FHA and VA - Match ratio 2:1. Must be first time homebuyer. Borrower must attend Financial Literacy Training and attend Homebuyer education course. Borrower must have a net worth of less than $10,000. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
City of Chester, PA - First Time Homebuyer Program (HAP) City of Chester

FHA and VA - Up to $5,000 in assistance. First time homebuyer requirement. The borrower may NOT contribute more than 10% (5% own funds / 5% CEDA funds). May not have more than $10,000 in liquid assets. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Delaware County, PA - Down Payment Assistance Program Specific revitalization communities - refer to separate page

FHA, VA - Up to $5,000 in assistance. First time homebuyer requirement. The borrower must attend housing counseling. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Columbia County, PA - First Time Homebuyer Assistance Program Columbia County, PA

FHA, VA - First Time Homebuyer Program. Up to $5,000 or 10% of the purchase price, whichever is less. Must complete homebuyer counseling course and meet income requirements. Please refer to webpage for additional requirements. (Local GOV Program)
Home Loan


Rhode Island
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

City of Providence, RI - Down Payment and Closing Cost Assistance Program City of Providence, RI specific census tracts: see program guidelines for additional detail.

FHA, VA - First Time Homebuyer or Second-Time homebuyer. Principal residence only. Income requirements apply and borrower must attend Homebuyer class. (Local GOV Program)
Home Loan


South Carolina
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Lexington County, SC - Down Payment Assistance Program Lexington County

FHA and VA - Up to $5,000 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Program available to specific candidates, refer to program summary/guidelines for details. (Local GOV Program)
Home Loan
Spartanburg, SC - County Homeownership Program Unincorporated area in Spartanburg County

FHA, VA, USDA - Up to $5,000 in assistance. First time homebuyer requirement. Homebuyer must attend homebuyer education class. Minimum $500 investment by borrower. Refer to Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
Community Works, SC - Homebuyer Assistance Program Properties in Greenville County

FHA, VA, USDA - Up to $4,000 in assistance. First time homebuyer requirement. Must attend home buyer counseling. Maximum DTI is 30%. Refer to Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Richland County Homeownership Assistance Program Richland County, outside the city limits to include Columbia, Irmo, Eastover, Forest Acres, Arcadia Lakes and Blythewood

FHA - Up to $10,000 for a 5yr, forgivabe, deferred, zero payment, zero interest loan. Purchase price cannot exceed the area median. $50.00 required investment. (Local GOV Program)
Home Loan


Tennessee
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Northeast/Virginia HOME Consortium See guides for eligible areas in TN and VA

FHA - Deferred loan up to $10K depending on need (Local GOV Program)
Home Loan
Chattanooga, TN - Neighborhood Enterprise Homebuyer Program City limits of Chattanooga

FHA and VA - Up to $8,000 in assistance or 10% of the purchase price (lessor of). There is no minimum contribution requirement. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
The Housing Fund, TN Cheatham, Dickson, Robertson, Rutherford, Sumner, Maury, or Wilson Counties

FHA and VA - Up to $7,000 in assistance. The borrower must contribute at least 1% of the sales price from their own funds. Maximum DTI is 35%/45%. LTV cannot exceed 100%. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
The Housing Fund, TN Davidson County

FHA and VA - Up to $7,000 in assistance. Maximum DTI is 35%/45%. LTV cannot exceed 100%. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
The Housing Fund, TN Williamson County

FHA and VA - Up to $7,000 in assistance. Maximum DTI is 35%/45%. LTV cannot exceed 100%. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
The Housing Fund, TN Clarksville, TN

FHA and VA - Up to $7,000 in assistance. Maximum DTI is 35%/45%. LTV cannot exceed 100%. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Shelby County, TN - Down Payment Assistance Program Shelby County

FHA, VA - Up to $3,500 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. DTI maximum requirement is 33%/43%. Borrower must contribute $500. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Texas
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Harris County, TX - Down Payment Assistance Program Harris County, TX unincorporated Areas. Please refer to zip code and service area.

FHA - Up to $23,800 in assistance. Loan Officer Must Be Approved to Submit (Local GOV Program)
Home Loan
Dallas County UPCAP 13 Participating Cities (see manual) and un-incorporated areas of Dallas only

FHA - Up to $7,500 for down-payment, closing costs and pre-paids (Local GOV Program)
Home Loan
City of Brownsville, TX - Homebuyer Assistance Program Brownsville, TX

FHA and VA - Up to $25,000 in assistance. Must be a first time homebuyer. DTI maximum is 31%/43%. Borrower must contribute $1000.00. Refer to the Down Payment Assistance weblage for additional program information. (Local GOV Program)
Home Loan
City of Laredo, TX - Down Payment Assistance Program Laredo, TX

FHA and VA - Up to $14,999 in assistance. Must be a first time homebuyer. DTI maximum is 28%/45%. Must contribute $1000.00. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan
City of Corpus Christi, TX - Existing Inventory Homebuyer Program City limits of Corpus Christi, TX

FHA, VA - Up to $20,000 in assistance. May not be used towards closing cost. Must meet income requirements and attend department approved homebuyer education course. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
Fort Worth, TX - Homebuyer Assistance Program (HAP) Fort Worth

FHA and VA - Up to $14,999 in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Borrower must contribute $1,000 or 2% of purchase price (lessor of the two). CLTV maximum is 105%. (Local GOV Program)
Home Loan
City of Corpus Christi, TX - Homebuyer Program City limits of Corpus Christi, TX

FHA, VA - First Time Homebuyer program. Principal residence only. Must meet income requirements and attend department approved homebuyer education course. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
City of Corpus Christi, TX - New Construction Program City limits of Corpus Christi, TX

FHA, VA - First Time Homebuyer program. Principal residence only. Must meet income requirements and attend department approved homebuyer education course. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
City of San Antonio, TX - Homeownership Incentive Program (HIP) City of San Antonio, TX targeted areas: refer to coverage map.

FHA, VA - First Time Homebuyer program. Principal residence only. Income requirements and borrower must attend an approved homebuyer class. Maximum DTI is 30/41. Please refer to program guidelines for additional detail. (Local GOV Program)
Home Loan
City of Houston, TX- Houston Homebuyer Assistance City of Houston and Revitalization Areas

FHA, VA - Borrower must meet income requirements, attend homebuyer counseling course, applicant must provide household budget. Loan officer must complete program training before offering. Please refer to webpage for additional requirements. Currently only Damion Hughes of AmeriFirst Home Loan, LLC is approved to offer. (Local GOV Program)
Home Loan
Harris County, TX - Down Payment Assistance Program Harris County, TX unincorporated Areas. Please refer to zip code and service area.

FHA - First Time Homebuyer program. Must income requirements, minimum FICO of 620, DTI maximum of 42%, please refer to webpage for additional requirements. Currently only Damion Hughes of AmeriFirst Home Loan, LLC is approved to offer. (Local GOV Program)
Home Loan
Texas State Affordable Housing Corporation

TSAHC provides mortgage loans and down payment assistance grants to eligible home buyers through the programs for teachers, firefighters and EMS personnel, police and correctional officers, and veterans and for Texas home buyers with low and moderate incomes. This service is available statewide through a network of participating lenders and you will need to take an eligibility quiz.
Home Loan


Washington
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

Parkview Services, WA - Housing Trust Fund Snohomish, Skagit, and King Counties

USDA - Up to $45,000 in assistance. Borrower must contribute at least $500 in own funds. Borrower must be an individual with a developmental disability or permanent disability as defined by the Americans with Disabilities Act or have a family member with a disability. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Parkview Services, WA - King County King County

USDA - Up to $35,000 in assistance. Borrower must contribute at least $500 in own funds. Borrower must be an individual with a developmental disability or permanent disability as defined by the Americans with Disabilities Act or have a family member with a disability. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Parkview Services, WA - City of Seattle City limits of Seattle

USDA - Up to $45,000 in assistance. Borrower must contribute at least 1% of purchase price or $2,250 whichever is higher. Borrower must be an individual with a developmental disability or permanent disability as defined by the Americans with Disabilities Act or have a family member with a disability. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Parkview Services, WA - Snohomish County Snohomish County, excluding the city limits of Everett, City of Marysville or City of Bothell

USDA - Up to $35,000 in assistance. Borrower must contribute at least $500 in own funds. Borrower must be an individual with a developmental disability or permanent disability as defined by the Americans with Disabilities Act or have a family member with a disability. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Parkview Services, WA - City of Everett Within city limits of Everett

USDA - Up to $45,000 in assistance. Borrower must contribute at least $500 in own funds. Borrower must be an individual with a developmental disability or permanent disability as defined by the Americans with Disabilities Act or have a family member with a disability. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
Pierce County, WA - Down Payment Assistance Program Pierce County, outside the city limits of Tacoma, Lakewood and Bonney Lake

FHA - Up to 3.5% of sales price in assistance. First time homebuyer requirement. Borrower must attend homebuyer education course. Borrower must have at least $1,000 in liquid assets to contribute towards purchase. DTI maximum is 35%/45%. Refer to the Down Payment Assistance webpage for additional program information. (Local GOV Program)
Home Loan


Wisconsin
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

NeighborWorks Green Bay, WI - Neighborhood Reinvestment Corp. (NRC) Green Bay Lending Area

FHA and VA - Up to a maximum of $5,600 in assistance. Borrower must contribute a minimum of $1,000 of own funds. Borrower does not have to be a first time homebuyer. Borrower must attend a homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
NeighborWorks Green Bay, WI - HOME Loan / IMPACT HOME Loan Green Bay Lending and Impact Lending Area

FHA and VA - Up to a maximum of $7,500 in assistance. Borrower must contribute a minimum of $1,000 of own funds. Borrower does not have to be a first time homebuyer. Borrower must attend a homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
NeighborWorks Green Bay, WI - BCHA Loan / BCHA Conversion Loan Green Bay Impact Lending Area

FHA and VA - Up to a maximum of $5,000 in assistance. Borrower must contribute a minimum of $1,000 of own funds. Borrower does not have to be a first time homebuyer. Borrower must attend a homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan
NeighborWorks Green Bay, WI - Neighborhood Stabilization Program (NSP) Green Bay Lending Area

FHA and VA - Up to a maximum of $40,000 in assistance. Borrower must contribute a minimum of $1,000 of own funds. Borrower does not have to be a first time homebuyer. Borrower must attend a homebuyer education course. Refer to the Down Payment Assistance webpage for additional program information. (Non-Profit )
Home Loan


West Virginia
Loans & Finances

Latest news and information about personal finances, credit, bankruptcy, loans, news, financial strategy, purchases and investments.

West Virginia - Homebuyer Assistance Program City of Martinsburg, Berkeley, Jefferson, and Morgan Counties

FHA and VA - Up to $20,000 in assistance. First time homebuyer requirement. Maximum DTI 30%/40%. Loan officer and processor must attend program training before offering. Refer to the Down Payment Assistance webpage for additional program information. LO must attend program training before offering. (Local GOV Program)
Home Loan


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