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Living Flipside Online Resources and News
  Break Down. Rebuild. Live Well.
The Online Resource for Rebuilding and Living Well with a Shattered Background.
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Resources & Support
Disaster Food Relief from Hurricane Harvey to residents in Harris County
September 25, 2017 - The Disaster Supplemental Nutrition Assistance Program offers short-term food assistance benefits to families recovering from a disaster. D-SNAP is designed to help when people return to their homes and have access to electricity and grocery stores. Benefits are loaded on a Lone Star Card within three days of applying, and the amount is equal to two months of the maximum amount of SNAP benefits, based on household size.... [more]

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Resources & Support
FEMA Disaster Assistance: What You Need To Know. If you are a disaster survivor, you may qualify for federal assistance.
November 02, 2017 - Time is of the essence. If you suffered property damage or loss directly caused by the latest hurricanes, you are urged to register with the Federal Emergency Management Agency (FEMA) and apply for disaster assistance even if you have insurance. Help may be available for uninsured or underinsured losses or when insurance claims are not promptly settled.... [more]

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Loans & Finances
Reverse Mortgages: Stay Home, Make Money & What is a Reverse Mortgage?
October 11, 2017 - What good is a real estate boom if you don't want to sell your house? With a reverse mortgage, seniors can cash out without moving out. ... [more]

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Loans & Finances
Student Loan Guide and Tips
October 08, 2017 - During their student life, students accumulate a number of loans to secure their college degrees. These loans prove to be helpful for a while, however when the time for their repayment arrives, their numerous monthly installments with different interest rates... [more]

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Loans & Finances
Evictions, Foreclosures On Hold in Harvey’s Wake
September 16, 2017 - Texans who have lost their homes due to damage from Hurricane Harvey could be eligible for special federal disaster assistance. In addition, Texans with federally backed mortgages who were already at risk of losing their homes for financial reasons before Harvey struck are getting a temporary reprieve from foreclosure.... [more]

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Real Estate & Apartments
Renting and Flooded: The Hurricane Harvey Experience
September 15, 2017 - If you are a renter, then you should have renters insurance to cover all of your own items. As for the residence that is the for the land lord to cover as well as repair. That said, according to AllStates "ask the agent" any sort of water damage caused by flood isn't covered by a renters policy. You would need separate flood insurance for that. ... [more]

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Resources & Support
When a Criminal Past Closes Doors - HUD has some answers
September 15, 2017 - The Fair Housing Act (or Act) "prohibits discrimination in the sale, rental, or financing of dwellings and in other housing-related activities on the basis of race, color, religion, sex, disability, familial status or national origin.1 HUD’s Office of General Counsel issues this guidance concerning how the Fair Housing Act applies to the use of criminal history by providers or operators of housing and real-estate related transactions.... [more]

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Loans & Finances
Your First Step in Applying for a Loan
September 15, 2017 - Obtaining a loan is a financial journey and the first stop is knowing your credit score. Your current fiancial situation directly affects your ability to obtain a loan ... [more]

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Loans & Finances
3 Significant changes in getting a Home Loan with Student Loan Debt
September 15, 2017 - The good news is, Fannie Mae has announced some changes that may make it easier to afford a home and get a mortgage.... [more]

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Loans & Finances
Veterans United Home Loans
September 15, 2017 - Veterans United Home Loans, situated in Columbia, Mo., was perceived as the No. 29 work maker in the United States yesterday in Inc. magazine's inaugural Hire Power Awards. The honors respect America's 100 top private occupation makers in the course of recent years. Veterans United produced 564 employments from 2008 to 2011.... [more]

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Loans & Finances
Notice of Default and Intent to Accelerate Letter - Foreclosure is On The Way
October 07, 2017 - The Notice of Default and Intent to Accelerate Notice or Letter is the first step in the foreclosure process. Some mortgage companies/banks begin this legally required step of foreclosure even during a loan modification review. They do this in order not to delay the foreclosure longer should they not feel it is in their best interest to offer you a loan modification.... [more]

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Loans & Finances
Mortgage Debt Get Helpin 2017
February 04, 2018 - There is a good news/ bad news side of owing money if you're a borrower in trouble with mortgage debt. The good news is that your lender might be willing to renegotiate your loan to give you a break on your payments.... [more]

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Loans & Finances
Foreclosure? You could be in for some bad news with the IRS
September 15, 2017 - There is a good news/ bad news side of owing money if you're a borrower in trouble with mortgage debt. The good news is that your lender might be willing to renegotiate your loan to give you a break on your payments.... [more]

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Loans & Finances
Top 10 Homeowner Tax Breaks
September 15, 2017 - Your home offers a score of tax deductions and credits designed to help offset the cost of housing and to keep the housing market fueled with new buyers. ... [more]

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Loans & Finances
You Can Purchase a House with NOTHING Down!
October 02, 2017 - With good income and good credit, it's possible to get 100% financing for home improvement loan or home equity refinancing loans.... [more]

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