No Income Verification
No-Income, No-Asset, No-Job Verification loans allow borrowers with good credit to secure a mortgage without proving income and in some cases assets. This is especially helpful for self-employed or commissioned borrowers who write off large deductions to reduce their income tax consequences. They also benefit those who can't or don't want to prove where the down payment and closing costs are coming from. These loans can be secured with as little as 5% down payment for those who qualify based on credit history. Naturally, these loans come with a slightly higher interest rate due to the enormous amount of risk the lender assumes.
Imperfect Credit Loans
Imperfect credit loans allow borrowers with less-than-perfect credit to qualify for competitive interest rates to buy a home, consolidate debt, lower payments or make home improvements.
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